The oil price slump and wider commodity price falls have acted as a positive boost to oil importing countries and a drag to exporters.
From 1 June 2015 we're changing the way we take fees, charges and expenses from our funds - all clients are being notified during February 2015. To see the information we've sent, view our Changes to the way charges are applied to our funds page.
There has already been quite a bit of market volatility in 2015...
The price of oil has collapsed, creating a number of winners and losers across fixed income markets.
One of the equity-related worries that we come across most often is whether corporate profit margins are excessively high and must contract.